Personal Firearm Liability Insurance for Hunters, Shooters & Owners

Coverage for accidents, theft, and more. Starting at $75/year.

Liability Coverage Built for Firearms Owners

Even careful owners face risk. One accident, one theft, one self-defense claim, and you're exposed. BirdDog Personal Firearm Liability Insurance covers what your homeowners policy doesn't

$75/YR

Plans from $75/yr
Coverage that fits your budget

$1.5M

Up to $1.5M in liability protection
Scaled to your risk tolerance

50

State-specific policy previews
See your actual coverage before you buy

Responsible Ownership
Doesn't Mean Risk-Free

A range accident. A stolen firearm used by someone else. A lawful self-defense claim. Any of these can leave you exposed, no matter how careful you are
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Accidents

Hunting, shooting sports, cleaning, mechanical malfunction.
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Lost or Stolen

Liability from a firearm's misuse after it's gone
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Lawful Self-Defense

Legal cost reimbursement after justified defensive use

Three Steps to Coverage

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Select Your State

See a sample policy for where you live.
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Choose Your Coverage

Pick the limit that fits your needs.
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You're Protected

Accidents, theft-related liability, lawful self-defense. Covered.

Coverage Included

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Hunting and shooting accident liability

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Accidental discharge

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Lost or stolen firearm liability

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Lawful personal defense reimbursement

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Legal defense cost reimbursement

Coverage Tiers & Annual Pricing

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Combined Single Limit Defense Reimbursement Sublimit Annual Price
$250,000 $50,000 $75/year
$500,000 $100,000 $125/year
$1,000,000 $150,000 $175/year
$1,500,000 $250,000 $265/year

Pricing shown before taxes and fees.

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More Ways BirdDog Works For Your Land

BirdDog is a full landowner intelligence platform. Insurance is one piece of what we offer landowners who want to protect what they have and earn more from what they've built.
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Taxes & Grants

Stop leaving money on the table. BirdDog matches your land to available tax programs, exemptions, and conservation grants you may not know exist.
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Finance Partnerships

Land financing designed around how landowners actually operate. We connect you with lending partners who understand your asset.
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Marketplace

List your hunting and fishing access with zero commission and full control over your terms.